FJA - Logo
Unified Product Platform for Group Insurance From Census to Consensus in a Single Platform!

FJA’s Unified Product Platform (UPP) is an end-to-end solution that helps insurers improve operation and distribution efficiencies. UPP eliminates gaps between departments by centralizing product data and automating workflow. All constituents— from sales to underwriting to case installation— leverage the same information, facilitating accuracy and consistency across the enterprise.

Let’s talk!

Request More Info
close Form

Future-proof Features

Single Source of Truth


Manage and maintain all case components, plan designs data aggregation categories, workflow rules, and rating and pricing methodologies in a structured central repository. Since all data is reusable rather than cloned or manually entered, you can be confident that plan designs and rating calculations are accurate and consistent.

Automated Workflow


Create and manage user roles and permissions, including authority levels, validation alerts and escalation notifications. Route opportunities to the appropriate user(s) for increased accuracy and speed-to-market. Since the process is automated, all historical data is stored in the system, ensuring that upcoming renewals or not-taken quotes are easily accessible on future runs.

Smart Census


Census data can be uploaded with previously-defined default assumptions and validations to ensure a full, clean data set that drives accuracy and consistency. Information can be imported from multiple sources and automatically mapped to individual data elements.

Automated Rating


The streamlined quoting process ensures that new quotes are built and brought to market, rapidly, regardless of case size. With the ability override baseline factors and adjust risk manually, the underwriter gains flexibility for discounting purposes, ensuring that the most competitive quote is quickly brought to market.

Open API


Create, update, and inquiry opportunities and proposals easily as UPP integrates fully with Salesforce or your existing CRM solution. Gone are the days of re-keying information! Underwriting and Sales are fully informed about the status of every opportunity and renewals come at just the right time. Open APIs also integrate to information bureaus, claims, policy admin, legacy systems, etc.

Medical Underwriting and Evidence of Insurability (EOI)


The ability pre-populate EOIs and accept submission multiple ways increases submission and complete rates. Once accepted, regardless of channel, a series of automated underwriting rules either auto-accept, auto-decline, or auto-queue waiting for further assessment.

Your Advantages
Unified Product Platform
  • Increase EOI completion rates through electronic submissions and automated underwriting
  • Efficiently move cases through the lifecycle by supporting different rating methodologies — including manual, experience, blending, pooling, subsidizing, etc.
  • Empower underwriter with flexibility to manipulate census file data and override baseline factors to adjust risk manually.
  • Support full auditability and compliance amongst users with validation alerts and rationale notes
  • Dynamically respond to market changes with the ability to structure complex product offerings, increasing speed-to-market
  • Utilize historical tracking to rapidly rate and price new cases or design plans off archived data
  • Intelligent census management that scrubs and maps data
  • Automated renewal creation and Zero-Touch renewals for large Groups
  • Auto-create opportunities with Salesforce widgets, gaining a 360 degree customer view